Porch Group Inc. (PRCH) — RQD Stock Rating Cockpit

$20.89 +28.16% NASDAQ • Public Delayed / 60s Snapshot

Porch Group Inc. (PRCH) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $2.77B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510068
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C- · Rk B+
Cash (13)Whales (11)SEC (16)Macro (16)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+4.5% Base Target
$26 Bull$22 Base$17 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:72% Call Buyers ($3.3M)
28% PutsMax Pain: $20.00
RSI-14 MOMENTUMBULLISH MOMENTUM
65.830 Oversold · 70 Hot
ALTMAN-Z SHIELDDISTRESS RISK (<1.8)
1.71>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE97% OF RANGE
L: $6$20.89H: $21
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (81% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 23 / 40
3. Hidden Risks & Market Weather● ALL CLEAR
SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: B+RQD 32 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on PRCH

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (65)

9.1% ROIC with 81.2% gross margin and 2.38% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (80)

Altman-Z 1.71 and Piotroski 8/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (65)

Put/Call 0.38x with 23/40 institutional & insider flow.

Bull Case: Why Buyers Like PRCH
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Trading Systems Desk

Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live PRCH Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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RQD INSIDER CLUB UPGRADE$49/YEAR
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PRCH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +113.50%▲ RESISTANCE BREAKOUT
2026-10-30O $20.50H $20.94L $19.75C $20.56VOL 2.89M
RES: $19.97SUP: $16.28SMA50: $17.23SMA200: $12.03
$22.25$18.31$14.36$10.41$6.47RES $19.97SUP $16.28$20.562026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PRCH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
13.5%/yr Implied 5Y Growth

vs. +33.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PRCH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PRCH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PRCH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

PRCH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell PRCH stock right now?

Porch Group Inc. (PRCH) currently earns a Roarable Rating of C+ (Hold — HOLD) with 68/100 RQD Confidence. Solid 81% profit margin (9% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.

What is PRCH's 12-month price target and RQD AI Jury consensus?

PRCH's 12-month base price target is $21.83 (range $17.03 to $25.76), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.