Fidelity National Financial Inc. (FNF) — RQD Stock Rating Cockpit

$40.28 +2.49% NYSE • Public Delayed / 60s Snapshot

Fidelity National Financial Inc. (FNF) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C- • HOLD / WATCH Cap $10.80B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510060
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C
Cash (12)Whales (10)SEC (15)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+0.9% Base Target
$61 Bull$41 Base$32 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:59% Call Buyers ($2.7M)
41% PutsMax Pain: $39.00
RSI-14 MOMENTUMNEUTRAL RANGE
4930 Oversold · 70 Hot
ALTMAN-Z SHIELDDISTRESS RISK (<1.8)
0.45>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE12% OF RANGE
L: $38$40.28H: $58
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (41% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 22 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on FNF

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (60)

1.2% ROIC with 41.0% gross margin and 22.00% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (75)

Altman-Z 0.45 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (55)

Put/Call 0.69x with 22/40 institutional & insider flow.

Bull Case: Why Buyers Like FNF
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Trading Systems Desk

Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live FNF Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
  • ✓Bring any ticker to live Q&A—we run it through the 5-Pillar RQD Radar on screen
RQD INSIDER CLUB UPGRADE$49/YEAR
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FNF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -22.54%⚡ TESTING RESISTANCE
2026-10-30O $40.64H $40.91L $39.90C $40.51VOL 3.82M
RES: $41.15SUP: $36.46SMA50: $42.27SMA200: $47.99
$55.98$51.08$46.17$41.26$36.36RES $41.15SUP $36.46$40.512026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FNF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
11.0%/yr Implied 5Y Growth

vs. +9.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FNF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FNF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FNF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

FNF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell FNF stock right now?

Fidelity National Financial Inc. (FNF) currently earns a Roarable Rating of C- (Hold — HOLD) with 60/100 RQD Confidence. Solid 41% profit margin (1% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.

What is FNF's 12-month price target and RQD AI Jury consensus?

FNF's 12-month base price target is $40.64 (range $31.7 to $61.33), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.