Erie Indemnity Company (ERIE) — RQD Stock Rating Cockpit

$250.79 +1.79% NASDAQ • Public Delayed / 60s Snapshot

Erie Indemnity Company (ERIE) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (41% profit margin, 24% return on capital) with steady institutional support. Even if the broader market gets choppy, the company’s underlying cash engine and big-money support put the odds in buyers’ favor.

ROARABLE B • BUY Cap $11.58B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERBUY • B
025507510074
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C+ · Rk A-
Cash (19)Whales (10)SEC (16)Macro (17)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+7.2% Base Target
$317 Bull$269 Base$206 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:58% Call Buyers ($2.6M)
42% PutsMax Pain: $246.00
RSI-14 MOMENTUMBULLISH MOMENTUM
66.830 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
9.94>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE48% OF RANGE
L: $205$250.79H: $302
1. Money & Cash Health● HEALTHY
Are profits real cash in the bank?

Real cash coming in backs up reported profits (41% profit margin and healthy balance-sheet cushion).

Factor Grade: A+RQD 19 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 22 / 40
3. Hidden Risks & Market Weather● ALL CLEAR
SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: A-RQD 33 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bullish on ERIE

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BULLISH (95)

24.3% ROIC with 41.0% gross margin and 4.35% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BULLISH (80)

Altman-Z 9.94 and Piotroski 8/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (65)

Put/Call 0.71x with 22/40 institutional & insider flow.

Bull Case: Why Buyers Like ERIE
  • ✓Strong cash generator (41% profit margin)—profits are backed by real money, not accounting tricks.
  • ✓Clean SEC annual filing review with no major hidden accounting time-bombs.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
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Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live ERIE Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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RQD INSIDER CLUB UPGRADE$49/YEAR
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ERIE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +19.39%📐 HORIZONTAL RANGE
2026-10-30O $251.2H $270.5L $251.2C $261.4VOL 720.0K
RES: $283.9SUP: $208.4SMA50: $241.6SMA200: $244.4
$302.8$276.2$249.6$223.0$196.4RES $283.9SUP $208.4$261.42026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ERIE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
14.3%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ERIE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ERIE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ERIE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

ERIE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell ERIE stock right now?

Erie Indemnity Company (ERIE) currently earns a Roarable Rating of B (Buy — BUY) with 74/100 RQD Confidence. High-quality cash engine (41% profit margin, 24% return on capital) with steady institutional support.

What is ERIE's 12-month price target and RQD AI Jury consensus?

ERIE's 12-month base price target is $268.85 (range $205.65 to $317.24), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.